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On top of that, clients for this kind of plan might have serious legal or criminal backgrounds. It is very important to keep in mind that different service providers provide a variety of concern ages on their ensured issue plans as reduced as age 40 or as high as age 80 - final expense insurance florida. Some will additionally use greater face values, approximately $40,000, and others will permit for far better fatality benefit problems by improving the passion price with the return of premium or decreasing the number of years until a complete death benefit is available